The things we know for sure that just ain’t so

In my last column, I wrote about the spreading of risk and how it can play a valuable part in our retirement planning. I covered the benefits we find when we spread risk in other areas of our lives, like with fire, health, and other kinds of insurance. I also made mention of the (in my opinion) less than logical way we treat other kinds of insurance, like life insurance, long-term care, and disability insurance.

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